我国农村民间借贷研究文献综述  

Literature Review of Research on Chinese Rural Private Lending

作　　者：安明友[1] 刘乃安[2] 

机构地区：[1]吉林财经大学经济研究中心,吉林长春130117 [2]吉林财经大学经济学院,吉林长春130117

出　　处：《长春师范学院学报（自然科学版）》2013年第3期184-186,共3页Journal of Changchun Teachers College

基　　金：吉林省教育厅基地重大项目(吉教科[201030]);吉林省推进"三化"统筹财税政策研究基地项目

摘　　要：农村民间借贷问题属于社会的关注点,也成为了学术界研究的热点,它作为游离于正规金融机构之外的资金筹借活动,既是非正式金融的一种重要的组织形式,也是正式金融的一种重要补充机制,具有很强的生命力。关于民间借贷的研究成果丰富,包括了内涵分析、组织形式分析、特点分析、影响因素分析、作用价值分析、存在发展机理分析与正规金融关系分析和规制路径分析等多个方面,但也存在论述不深、措施操作性和针对性不强等问题,有待在以后的研究中进一步加强。The problem of rural private lending is both the concern of the society and the research focus of research focus.As a kind of fund raising activity which drifting outside the formal financial institutions,the rural private lending is not only an important organization in the form of informal finance,but also an important complementary mechanism for formal financial.Therefore,it has a strong vitality.Research achievement of private lending is rich,including the analysis on its connotation,organization form,characteristics,influencing factors,role,value,development mechanism,regulatory rules and the relation of it and formal financial,and so on.However,the problems that the discussion is not deep and the operability and pertinence of measures is not strong still exist.These areas need further strengthened in future research.

关 键 词：民间借贷 非正式金融 正式金融 综述研究 

分 类 号：F832[经济管理—金融学]