论惩罚性赔偿责任的可保性  

On of the Insurability of the Liability for Punitive Compensation

作　　者：武庆阳[1] 金富涵[1] 徐成 

机构地区：[1]山东大学威海校区法学院,山东威海264209 [2]黑龙江省鸡西市梨树区人民法院,黑龙江鸡西158100

出　　处：《鸡西大学学报（综合版）》2013年第8期71-73,共3页JOurnal of Jixi University:comprehensive Edition

摘　　要：惩罚性赔偿责任因其在惩戒加害人和保护受害人方面的双重作用而受到世界各国的青睐,但是基于惩罚性赔偿责任和责任保险之间的内在冲突,即使最早在保险领域引入惩罚性赔偿责任的美国,各个州对于惩罚性赔偿是否具有可保性的争议从未停止。将惩罚性赔偿责任的可保性理论引入我国保险法,对于提升保险人的诚信经营意识,保障被保险人的合法利益,促进保险业的健康发展来说具有非常重要的意义。The liability for punitive compensation is praised by many countries around the world since it＇s function in punishing the injuring party and protecting the injured party.But on account of the inherent conflicts between the liability for punitive compensation and liability insurance,the debate on whether the liability for punitive compensation possessing insurability has never stopped in each state of the Unite States which introducing the liability for punitive compensation to the insurance field ranking the first place.Introducing the theory of the liability for punitive compensation possessing insurability into our countries＇ insurance law,there is very important significance in improving the honest consciousness of insurance company,protecting the legitimate rights and interests of insurance consumers and promoting sustainable development of the insurance industry.

关 键 词：惩罚性赔偿责任 责任保险 可保性 

分 类 号：D922.284[政治法律—经济法学]