美国信用评级监管实践对我国的启示  

American Credit Rating Regulatory Practice and Its Enlightenment to China

作　　者：肖瑞婷[1] 冀志芳[2] 

机构地区：[1]中国人民银行西安分行,陕西西安710075 [2]中国人民银行天津分行,天津300040

出　　处：《西部金融》2013年第6期61-63,共3页West China Finance

摘　　要：金融危机的爆发暴露了美国信用评级市场存在的问题,也促使美国加快了信用评级监管体系改革的步伐,美国出台了多部涉及信用评级监管的立法,并确立了危机后新的评级监管规则。本文在借鉴美国评级监管实践的基础上,提出建立规范、透明、统一的评级机构资质认可制度;加强对信用评级业务及人员的管理;组建信用评级行业协会,加强行业自律管理等建议。The outbreak of the financial crisis exposed problems in American credit rating market,and also urged America to accelerate the pace of reform of credit rating regulation system.America has issued several legislations related to credit rating regulation,and has established new rating regulatory rules after the crisis.Based on America rating regulatory practice,the paper puts forward some suggestions such as establishing standard,transparent,unified system of rating agencies certified,strengthening the management of credit rating business and staff,setting up the credit rating industry association,strengthening industry self-discipline management.

关 键 词：信用评级 监管规则 征信 

分 类 号：F830.31[经济管理—金融学]