戴着镣铐的舞者——评《典当行业监管规定》  

The Dancer with Irons: to Discuss the Pawn Industry Regulations

作　　者：郭娅丽[1] 

机构地区：[1]北京联合大学商务学院,北京100025

出　　处：《河北法学》2013年第7期53-62,共10页Hebei Law Science

基　　金：北京市哲学社会科学规划项目<北京市典当融资立法研究--基于金融法二元规范结构的视角>(12FXB010)的阶段性成果

摘　　要：2012年12月5日商务部颁布实施的《典当行业监管规定》,是我国典当行业首部专门的监管立法,该法主要内容包括:提高准入门槛;禁止股权典当;严格资金往来监控;坚持对典当行融资渠道的限制;加强退出监管等。上述立法内容源于当前我国典当行业经营中存在的种种乱象,意在防范行业风险,但其规定中某些内容的合理性值得探讨。从当前金融法制变革的基本思路出发,我国典当行业未来监管立法应从监管基础、监管体制、监管理念以及监管方法等几方面加以完善。The Pawn Industry Regulations which is promulgated by the Ministry of Commerce in December 5,2012 is the first specialized supervisal legislation of China＇s pawn industry.The content of the regulations is include： raising barriers to entry;Ban on equity pawn;Strictly funds monitoring;Adhere to the restrictions on pawnshops financing channels;Strengthen the supervision of exit,etc.The legislation content is derived from the a variety of current situation that is existing in the operation of the pawn industry of our country and intended to guard against industry risk,but the rationality of some contents should be discussed.To make a system reform of the pawn industry,the future regulatory legislation of China＇s pawn industry should be improved in foundation of regulation,regulatory regime,regulatory concept and regulatory methods.

关 键 词：典当行 监管 准金融机构 

分 类 号：DF438.2[政治法律—经济法学]