试论广西小额贷款公司的微观运营风险及应对策略  

Analysis of the Micro Operational Risk and Coping Strategies for the Small Loan Company in Guangxi

作　　者：经严丽[1] 

机构地区：[1]广西国际商务职业技术学院,广西南宁530007

出　　处：《区域金融研究》2013年第7期29-32,共4页Journal of Regional Financial Research

摘　　要：广西第一家小额贷款公司成立于2009年,在短暂的时间内广西小额贷款公司已取得了蓬勃的发展。小额贷款公司作为新兴的信贷公司给民间的融资带来了新活力和新机遇,在促进"三农"与中小企业的发展中起到了不可忽视的作用,为中小企业找到了一条现实的融资捷径。但与此同时,广西小额贷款公司在发展中也面临着诸多的风险,因此加强广西小额贷款公司风险的防范、促进广西小额贷款公司的健康发展已经成为当务之急。本文立足于广西的实际情况,分析了广西小额贷款公司的微观运营风险,并提出了相应的应对策略。The first small loan company is founded in 2009 in Guangxi,and has achieved rapid development in the short time.The small loan company which is consider as a new credit company has brought new vitality and new op portunities for folk financing,and has played an important role in promoting the development of agriculture,rural ar eas and farmers and small and medium-sized enterprises.But at the same time,the small loan company is facing many risks in development.It has become the top priority to reinforce microfinance companies risk prevention and promote the healthy development of small loan companies.Based on the actual situation in Guangxi,the paper analyzes the mi cro operational risk of the small loan company in Guangxi.At the same time,the corresponding strategies are proposed in this paper.

关 键 词：小额贷款公司 微观运营风险 应对策略 

分 类 号：F830.51[经济管理—金融学]