基于单阶段随机前沿模型的农村信用社改革绩效评估  

The Assessment on the Performance of Rural Credit Cooperatives Reform Based on Single Stage Stochastic Frontier Model

作　　者：贺兆[1] 

机构地区：[1]中国人民银行西安分行营业管理部,陕西西安710002

出　　处：《西部金融》2013年第7期77-83,共7页West China Finance

摘　　要：农村信用社的改革和发展,关系到农业发展、农村稳定、农民增收乃至整个金融系统的安全。2003年,根据国务院《深化农村信用社改革试点方案》(国发【2003】15号文),陕西等8个省开启了第一批农村信用社改革试点。改革以来,陕西省农村信用社治理结构不断完善,经营水平和盈利能力都有了显著的提高。本文尝试利用单阶段随机前沿模型,深入分析西安市农村信用社改革绩效,从成本效率和利润效率两方面进行评价,并分析影响成本效率和利润效率的主要因素,进而提出建议。The reform and development of the rural credit cooperatives influences the agricultural development, rural stability, farmers＇ income increase and even the security of the entire financial system. In 2003, the state council officially issued The Experi- mental Program for Deepening the Reform of Rural Credit Cooperatives, eight provinces including Shaanxi started the first batch of the experimental program. Since the reform, the structure of rural credit cooperatives has perfected, the management level and prof- itability have improved significantly. The paper tries to use single stage stochastic frontier model to analyze deeply the performance of the rural credit cooperatives reform in Xi＇an city, makes the evaluation from two aspects of cost efficiency and profit efficiency, analyzes the main factors influencing the cost efficiency and profit efficiency, and then puts forward the proposals.

关 键 词：农信信用社改革 单阶段随机前沿模型 绩效评估 

分 类 号：F830.31[经济管理—金融学]