日本护理保险给付的不足及对策分析  

Analysis on the Payment Standard of Japan's Care Insurance and the Countermeasures

作　　者：刘晓梅[1] 刘东宁[1] 吴泓谚[1] 

机构地区：[1]东北财经大学公共管理学院,辽宁大连116025

出　　处：《长春大学学报》2013年第9期1093-1097,共5页Journal of Changchun University

基　　金：教育部规划基金项目(11YJA840008);辽宁省社会科学基金项目(L12BSH008)

摘　　要：日本护理保险政策是在2000年实施的,但是实施之后存在很多问题,保险支付标准与护理需要之间的差距问题就是其中之一。高龄者缴纳保险费后,在享受服务时还要负担一部分费用甚至是高额护理费用。此外还产生了护理服务的可及性问题、标准基础护理服务费用的界定问题以及富裕者和穷困者选择服务的差别等利用者之间的差别问题等等。对此,日本采取了一切对策,但最好的对策是积极预防。Japan＇ s care insurance policy started in 2000. Since the implementation, many problems have occurred, among which one of the problems is the gap between insurance payment criteria and the need for care services. The aged have to undertake part of the expenses, even great amount of care expenses while paying for the insurance when they enjoy care services. In addition, other issues may arise, such as the availability of care services, the determination of the standard payment amount for essential care services, and the differences in their using different services between the rich and the poor, and etc. Japan has taken all possible measures, but the best one is proactive precaution.

关 键 词：日本 护理保险制度 要护理状态 给付不足 

分 类 号：F843.13[经济管理—保险]