微型金融评级的特殊性及对我国的启示  

Special Features of Microfinance Rating and Implications for China

作　　者：罗春婵[1] 

机构地区：[1]辽宁大学经济学院,辽宁沈阳110036

出　　处：《征信》2013年第9期36-40,共5页Credit Reference

基　　金：国家社会科学一般项目(12BJY165);沈阳市社会科学2013年度课题项目(SYSK2013-02-06);辽宁大学亚洲研究中心资助研究项目(201206)

摘　　要：微型金融评级以微型金融为基础,是微型金融发展到一定阶段的产物。微型金融的特殊性决定了微型金融评级在评级对象、评级主体、评级方法、评级功能等方面也存在特殊性。随着微型金融的迅速发展,我国应逐步构建微型金融评级体系,并利用现存机构、以标准化方法开展微型金融评级,以推动我国微型金融评级发展。Microfinance rating that is based on microfinance is the product of microfinance development to a certain stage. The particularity of microfinance determines the special features of microfinance ratings in terms of rating objects, the rating subjects, rating methodology and the rating function, etc. With the rapid development of microfinance, it＇ s necessary for China to gradually build microfinance rating system, and conduct microfinance rating with the help of the existing institutions and the standardized methods so as to promote the development of microfinanee rating in China.

关 键 词：微型金融 评级对象 评级主体 评级方法 

分 类 号：F832.39[经济管理—金融学]