商业汇票代理贴现业务的法律风险和合规风险分析  

The Analysis of Legal Risk and Compliance Risk of Commercial Draft Discount Business by Proxy

作　　者：徐翔 

机构地区：[1]中国农业银行票据营业部,上海200120

出　　处：《上海金融》2013年第9期90-91,118,共2页Shanghai Finance

摘　　要：近年来,在卖方较为强势的贸易中,银行越来越多地采用为买方办理商业汇票,并由买方代理商业汇票贴现及付息的一种嵌入式综合票据服务模式。本文从银行商业汇票代理贴现业务的产品运作模式出发,详细揭示了商业汇票代理贴现各环节的法律要点,对规范化市场上的商业汇票代理贴现业务提出自己的观点。In recent years,in trade with strong sellers,commercial banks have increasingly adopted an embedded integrated draft service mod el,that is,banks issue commercial draft to buyers,who then realize the discount and interest bearing of the commercial draft as proxy.The article begins with the operational mode of commercial draft discount business by proxy,reveals thoroughly the legal key points of each junction of the business,and puts forward its own opinion concerning the commercial draft discount business by proxy in standardized market.

关 键 词：商业汇票 代理贴现 法律观点 

分 类 号：F832.33[经济管理—金融学]