美国与台湾地区农业中长期信贷经验借鉴  

The United States and Taiwan Agriculture Long-term Credit Experience

作　　者：郑六江[1] 

机构地区：[1]中国人民银行贵阳中心支行,贵州贵阳550001

出　　处：《区域金融研究》2013年第9期67-70,共4页Journal of Regional Financial Research

摘　　要：由于农业的弱质性、农村信息不对称及信贷成本较高等原因,涉农金融机构更倾向于为"三农"提供短期贷款,农业中长期贷款需求严重得不到满足。本文对美国和台湾地区的农业信贷进行研究,从农业金融体系架构和具体中长期信贷技术两方面,总结了美国与台湾地区中长期信贷经验,在此基础上,为我国农村金融体系满足农业中长期信贷需求给出了相关建议。Because of the vulnerability of agriculture, rural information asymmetry and higher cost of credit, agri- culture-related financial institutions tend to provide short-term loans, agricultural long-term loan demand is not satis- fied. From the agricultural financial system structure and specific long-term credit technology, this paper studies the agricultural credit in the United States and Taiwan, summarizes the United States and Taiwan long-term credit experi- ence, and gives relevant suggestions for China＇ s rural financial system to meet the needs of agricultural long-term credit demand.

关 键 词：农业 信贷 信息不对称 

分 类 号：F832.43[经济管理—金融学]