中国开展农作物收入保险的意义和可行性初探  

Feasibility and Role of Developing Crop Revenue Insurance in China

作　　者：肖宇谷[1] 王克[2] 

机构地区：[1]中国人民大学统计学院,北京100872 [2]中国农业科学院农业信息研究所,北京100081

出　　处：《农业展望》2013年第10期29-32,共4页Agricultural Outlook

基　　金：中国人民大学科学研究基金(中央高校基本科研业务费专项资金资助)(12XNJ017)

摘　　要：由于能同时对产量风险和价格风险造成的损失提供补偿,对农户来说,农作物收入保险似乎比农业产量保险和期货农业更适合,更能保证农户拥有稳定的未来收入。分析了中国开展农作物收入保险的意义,并对相应的价格指标选择进行了探讨,对于大豆和玉米来说,以其相应的期货价格指数作为收入保险的价格指标时机已经较为成熟,而小麦收入保险的价格指标还需要进一步研究。作物收入保险的有力发展,将对农业经济产生重要影响,也会对保险行业创新产生很强的推动作用。With the advantage of providing insurance not only for yield＇shortfalls but also for price fluctuation, crop revenue insurance seems more applicable for Chinese farmers than agricultural production insurance and agricultural futures, and has more capability to stabilize farmers＇ income. The feasibility of developing crop revenue insurance in China has been investigated in this paper, and we particularly examined the selection issues of price measures within revenue insurance. It was found that maize and soybean futures appeared to meet the requirement of the price index selected for indemnity calculations, while the wheat contract remained questionable. We argued that it was necessary and meaningful to develop crop revenue insurance in China, not only for agricultural economics but also for insurance industry innovation.

关 键 词：农业保险 作物收入保险 农业期货 

分 类 号：F842.6[经济管理—保险]