《保险法》上妨碍代位行为的类别分析及其区分规制  

Category Analysis and Legal Regulation of the Prejudice Action to Subrogation in "Insurance Law"

作　　者：武亦文[1] 

机构地区：[1]武汉大学法学院,湖北武汉430072

出　　处：《保险研究》2013年第10期72-79,共8页Insurance Studies

基　　金：武汉大学70后学术团队"我国现代化进程中的法治问题研究"支持项目;中国博士后科学基金面上资助项目(2012M521451);司法部国家法治与法学理论研究项目(12SFB3033)

摘　　要：《保险法》上有关妨碍代位的法律规范存在不少缺陷,事实上纵容了妨碍代位行为的发生,造成了司法处置中的混乱。妨碍代位行为包含积极的弃权行为和消极的不协助行为,且依据保险合同订立、保险事故发生和保险给付完成三个时点又可以区分为四种相应类型。《保险法》应设置不同条款,对妨碍代位行为的各种类型进行有所区别的法律规制。There are many defects in the relevant legal norms of ＂Insurance Law＂ which involve prejudice to sub- rogation, conniving the occurrence of prejudice actions to subrogation, and causing confusion in the judicial dispos- al. The prejudice actions to subrogation include the insured＇ s abandoning of rights and their negative behaviors breaching the obligation to assist with subrogation. The prejudice actions to subrogation fall into four categories at the three stages of an insurance contract, namely, signing of insurance contracts, occurrence of insured events, and payment of insurance compensation. The ＂Insurance Law＂ should regulate these prejudice actions with differentiated legal measures.

关 键 词：妨碍代位 免责条款 弃权行为 协助义务 

分 类 号：DF438.4[政治法律—经济法学]