商业银行债权实现与保护的长效机制——基于地方政府融资平台探讨  

Long- term Mechanism of Achievement and Protection of Commercial Bank Creditor's Right Research Based on Local Government Financing Platform

作　　者：曹晓燕[1] 宋敏[1] 

机构地区：[1]中央财经大学法学院,北京100081

出　　处：《中央财经大学学报》2013年第10期31-36,共6页Journal of Central University of Finance & Economics

摘　　要：地方政府融资平台作为商业银行贷款的主要举借主体,其贷款偿还情况不容乐观,现已成为信贷投放和风险防控中备受关注的融资主体。本文以商业银行享有的平台贷款债权实现情况为切入点,通过对融资平台偿债情况的分析,就如何建立保护商业银行融资平台贷款债权实现的长效机制提出一系列完善措施和建议。Local Government Finance Platforms have drawn great attention in the credit availability and risk prevention and control. As the main parts of commercial bank loans, LGFP＇s loan repayment situation is not opti- mistic. Based on the implementation of commercial banks＇ loans of LGFP, this article focuses on how to set up the protection and realize long - term mechanism by analyzing the cause of the debt situation in order to put forward a series of feasible measures.

关 键 词：地方政府融资平台 商业银行 信贷风险 债权实现 

分 类 号：F812.45[经济管理—财政学]