基于农户视角的汶川地震灾后重建信贷政策实施效果的评估研究  

Evaluation research of reconstructing credit policy realization effect after Wenchuang earthquake based on farmer angle

作　　者：陈曦[1] 李司炜[1] 唐曼萍[2] 郭明亮[1] 

机构地区：[1]四川农业大学经济管理学院 [2]西南财经大学

出　　处：《特区经济》2013年第10期192-194,共3页Special Zone Economy

基　　金：四川省哲学社会科学"十二五"规划2011年度项目"汶川地震灾后重建财税与金融政策评估研究"(SC11C036);四川农业大学创业性试验计划项目"汶川地震灾后重建信贷政策实施效果评估研究"(00409215)

摘　　要：本文在对极重灾区、重灾区和一般灾区的300份问卷的调研基础上,从农户的视角出发,通过建立信贷政策实施效果的评估体系,以此来分析灾后重建过程中信贷政策在农村地区的实施效果,从而了解信贷政策实施中存在的问题,最后提出对策建议:加强宣传力度,实现宣传多样化;提升金融机构的服务水平,创新服务方式;建立配套的金融机制、金融产品和服务。The paper is based on 200 copies of ques tionnaires in quake-hit areas ,severely area and gen- erally afflicted areas .From the uerspective of farm- ers, the paper sets up a system of evaluating the effect of implementing credit policy of the reconstruction, so as to analysis the implementation effect of post- disaster reconstruction process credit policy in rural areas. This paper reveals the problems existing in the credit policy. Finally corresponding suggestions were proposed： strengthening the publicity and Implement diversification, raising the level of services in fi- nancial institution and Innovation service mode,estab- lishing matched financial mechanism, financial prod- ucts and services.

关 键 词：农户 灾后重建 信贷政策 政策评估 

分 类 号：F832.4[经济管理—金融学]