近代中国国内汇兑市场初探  

A Preliminary Study of the Domestic Bill Market in Modern China

作　　者：马建华[1] 王玉茹[2] 

机构地区：[1]上海财经大学经济学院,博士后上海200433 [2]南开大学经济研究所,教授天津300071

出　　处：《近代史研究》2013年第6期114-124,161,共11页Modern Chinese History Studies

基　　金：教育部社科基金项目"制度的包容与变迁:比较经济史的视角"(08JA790070)的阶段研究成果

摘　　要：内汇是金融机关取代现银运送而代理埠际债权债务关系的一种集汇兑、结算、信贷三者为一体的埠际资金调拨方式。钱庄依托各地的钱业市场,将全国重要商埠连成一片,形成覆盖全国的内汇市场网络。华资银行分支机构和通汇处的广泛设立,形成了一个多层次的、立体型的资金调拨系统,拓展了全国内汇市场。近代中国国内汇兑市场的发展,一定程度上体现了地域间经济联系和金融流通之间的相互依赖关系,是近代埠际金融市场圈形成的一个重要标志。Domestic exchange is a mode of capital allocation between commercial centers whereby financial institutions replace silver specie shipments with inler-cily debtor-creditor relationships through a combination of remittance,settlement and credit.Depending on money markets in multiple locations,money shops linked important commercial ports in the country and fowled a domestic exchange network covering the whole country.Chinese-funded banks established widespread bank branches and exchange offices,forming a multi-level and three-dimensional capital allocation system,and expanding the domestic exchange market in China.The development of the modern Chinese domestic exchange market displays,to a certain extent,the interdependence between inter-regional economic links and financial circulation,and is an important hallmark of the formation of a modern inter-city financial market.

关 键 词：内汇 申汇 钱庄 华资银行 

分 类 号：K25[历史地理—历史学]