中小企业融资能力与融资渠道:自建筑行业观察  

Financing Ability and Financing Channel of Small and Medium-Sized Enterprises: from the Prospect of Construction Industry

作　　者：范道津[1] 孙乐[1] 

机构地区：[1]天津理工大学管理学院,天津300384

出　　处：《改革》2013年第11期131-137,共7页Reform

基　　金：天津市社会科学基金"金融服务外包视角下建筑承包商供应链融资信用风险评价体系研究"(批准号:TJGL12-046)

摘　　要：将供应链融资模式引入到建筑业中,从中小建筑企业资质、供应链运营状况、融资项目内容、融资环境四方面构建中小建筑企业的融资能力影响因素指标体系,采用耦合度模型来分析影响因素之间的相互影响程度。结论表明:当0<C≤0.3时,表示三个影响因素子系统的发展处于较低水平的耦合阶段,供应链融资模式对中小建筑企业融资能力的提升没有起到明显的作用;当0.3<C≤0.7时,表示三个影响因素子系统处于中等耦合的状态,中小建筑企业有稳定的业务往来并具备一些贷款的能力;当0.7<C<1.0时,表示三个影响因素子系统处于高度耦合状态,中小建筑企业具有较强的业务水平及融资能力。To solve the financing problem of small and medium-sized enterprises in construction industry, supply chain financing model will be introduced to the construction business. Start from building the financing ability influence factors system of small and medium enterprises in construction, screening out the factors and indicators which can fully reflect the enterprise financing ability, and then analyze the factors which influence the relationships between influencing factors to build coupling model. The conclusions show that, when 0〈C ≤ 0.3, the three influence factors in the development of subsystem is in the coupling phase of a lower level and the financing mode of supply chain financing for small and medium-sized construction enterprises enhance does not play a significant role. When 0.3〈C ≤ 0.7, the three factors subsystem is in the medium coupling state and the small and medium construction enterprises have a stable business and the capability of some loans. When 0.7〈C〈1.0, the three factors subsystem is in highly coupling state and small and medium-sized construction enterprises have stronger business level and financing capacity.

关 键 词：中小企业融资能力 中小企业融资渠道 中小企业融资监管 

分 类 号：F832.5[经济管理—金融学]