陕西银行业发展与经济增长的相关性分析  

The Relativity Analysis of Banking Development and Regional Economic Growth of Shaanxi Province

作　　者：仲伟周[1] 赵子晗[1] 

机构地区：[1]西安交通大学经济与金融学院,陕西西安710061

出　　处：《西北大学学报（哲学社会科学版）》2013年第6期78-81,共4页Journal of Northwest University：Philosophy and Social Sciences Edition

基　　金：教育部"新世纪优秀人才支持计划"项目(NCET-08-0450)

摘　　要：通过银行业结构、规模、效率的模型分析,并运用格兰杰因果检验、协整检验等方法,研究地区经济增长与银行业发展间的相互作用关系,并对陕西银行业发展与经济增长之间的关系进行实证分析。结果表明,银行业效率的提高与集中度的降低可有效促进地区经济增长;银行业的规模对经济增长的贡献并不显著;陕西经济的增长不能促进陕西银行业规模扩大、效率提高和结构改善。最后给出了简要政策建议。As the most important part of the financial industry, the effect of the banking development on local economic growth has been an important topic in the theorists＇ discussion. By using the banking structures,scale,efficiency to build the model framework for analysis, and apply the method of Granger causality test, cointergration test to research on the relationship between the banking sector development and economic growth in Shaanxi Province, the results show that the growth of the banking efficiency and a lower concentration can effectively promote regional economic growth. But the expansion of the banking growth. The development of Shaanxi economy can structure. Some brief proposals development does not significantly contribute to the economic not expend the scale, increase the efficiency or improve the on policy are put forward in the end.

关 键 词：银行业发展 地区经济增长 相关性分析 实证分析 

分 类 号：F822[经济管理—财政学]