小额贷款公司发展及风险预测调查分析——以江西为例  

Study on the Development and Risk Prevention of Small Loan Companies in Jiangxi Province

作　　者：钟群英[1] 

机构地区：[1]江西省社会科学院经济研究所,江西南昌市330077

出　　处：《科技广场》2013年第9期190-194,共5页Science Mosaic

摘　　要：小额信贷为解决我国众多小微企业融资难题发挥了作用。由于国家"只存不贷"的政策规定,使公司资金来源渠道受到限制,影响其规模发展做大。本文通过对江西小额贷款业发展状况的调查研究,深入分析存在的问题及面临的风险,提出有限化解风险的对策建议。The petty loan plays an important role in the financing of small low-profit enterprises in China. However, due to national loan policy, their development is restricted by funding channels. This paper explores the status of petty loan business in Jiangxi Province, analyzes the problems and risks, and provides finite countermeasure.

关 键 词：小额贷款 民间融资 金融监管 风险防范 

分 类 号：F832.7[经济管理—金融学]