商业保险公司参与社会医疗保险管理的模式分析  

Analysis the Model of Participating in Social Medical Insurance Management by Commercial Insurance Companies

作　　者：张杰[1,2] 

机构地区：[1]南京审计学院金融学院 [2]南京审计学院金融风险管理研究中心,江苏南京211815

出　　处：《区域金融研究》2013年第11期35-39,共5页Journal of Regional Financial Research

基　　金：江苏省高校优势学科建设工程资助项目审计科学与技术研究课题(YSXKKT14);江苏省高校哲学社会科学重点研究基地金融风险管理研究中心(苏教社政[2010]9号)资助

摘　　要：商业保险公司参与社会医疗保险管理的模式已经成为下一阶段的发展模式之一,在各个城市中已经开设了试点工程,取得了一定的效果。但是由于各种因素的影响,此模式在发展的过程中,也存在一些困境。本文主要分析商业保险公司参与社会医疗保险管理的理论依据、典型地区商业保险公司参与社会医疗保险的管理模式并提出相应的促进措施。Participating in social medical insurance management by commercial insurance companies has become one of the next phase of development model. This model has opened pilot projects in many cities, and it has got certain effect. Meanwhile, this development model is faced with some dilemma because of the influence of various factors. This paper mainly analyzes the theoretical basis that commercial insurance companies participate in social medical in- surance management, management model of participating in social medical insurance management of commercial in- surance companies in typical areas, and puts forward corresponding promotion measures.

关 键 词：商业保险公司 社会医疗保险 管理模式 

分 类 号：F840.3[经济管理—保险]