农村新兴经营模式的融资制度变迁分析——基于江苏省沙集镇的探讨  

Analysis on Financing Institutional Change of Emerging Business Model in Rural Areas

作　　者：周月书[1] 公绪生[1] 

机构地区：[1]南京农业大学金融学院,南京210095

出　　处：《农业经济问题》2013年第12期81-87,112,共7页Issues in Agricultural Economy

基　　金：国家自然科学基金青年项目"农村金融制度供给变化下的农村中小企业信贷可获性研究"(编号:71103089);江苏省哲学社会科学重点研究基地重大项目"农村金融制度供给变化下农村资金配置与金融创新研究"(编号:2012JDXM007)的阶段性成果

摘　　要：本文运用新制度经济学的制度变迁理论剖析农村新兴经营模式中的融资制度变迁过程存在的问题。分析发现,潜在利润是诱致性制度变迁的根本原因;融资制度变迁是一种需求诱致型、渐进式变迁过程,这种自发性、平稳性的变迁过程部分解决了规模经济、降低交易费用和风险规避等问题;单一变迁方式的长期使用导致制度边际效率下降甚至陷入制度供给陷阱,有效对策是发挥政府的引导作用,实施强制性制度变迁。This paper uses the institutional change theory in new institutional economics to analyze the process of financing institutional change and its existing problems in 'ShaJi model'. Analysis found that: the potential profit is the root cause of induced institutional change; financing institutional change of farmer online merchants in Shaji town is a kind of demand leading to type and step-by-step style innovation process,this kind of spontaneous and stationary process partly solved the problems such as economies of scale,lower transaction costs and risk aversion; the long-term use of single change mode results in the decline of institutional marginal efficiency,even in a system supply trap,effective countermeasures is given play to the role of the government's guidance,the implementation of mandatory institutional change.

关 键 词：农村 新兴经营模式 农户网商 融资制度 变迁 

分 类 号：F320.1[经济管理—产业经济]