商业保险公司参与社会医疗保险管理的模式分析  

Analysis on Management Model of Commercial Insurance Companies in Participating in Social Medical Insurance

作　　者：张杰[1,2] 

机构地区：[1]南京审计学院金融学院 [2]南京审计学院金融风险管理研究中心,江苏南京211815

出　　处：《金融发展研究》2013年第11期76-79,共4页Journal Of Financial Development Research

基　　金：江苏省高校优势学科建设工程资助项目审计科学与技术预研究课题(YSXKKT14);江苏省高校哲学社会科学重点研究基地金融风险管理研究中心(苏教社政[2010]9号)资助

摘　　要：建立和完善医疗保险是一个关系国计民生的发展计划,对于促进社会发展有着十分重要的意义。就目前来看,覆盖全民的医疗保险目标已基本实现。商业保险公司参与社会医疗保险管理的模式已经成为下一阶段的发展模式之一。但是由于各种因素的影响,此模式在发展的过程中,也存在一些困境。本文主要分析商业保险公司参与社会医疗保险管理的理论依据,典型地区商业保险公司参与社会医疗保险的管理模式,并提出相应的建议。Establishing and perfecting the medical insurance is a development plan which is related with the nation- al economy and social welfare and it has Very important significance in promoting social development. At present, the target of universal medical insurance has been basically realized. The management model of commercial insurance com- panies＇ participating in social medical insurance has become one of the development models for the next phase. Mean- while, his development model is faced with some predicaments due to the influence of various factors. This paper main- ly analyzes the theoretical basis of commercial insurance companies＇ participating in social medical insurance manage- ment, management model of commercial insurance companies participating in social medical insurance in typical areas, and puts forward corresponding promotion measures.

关 键 词：商业保险公司 社会医疗保险 管理模式 

分 类 号：F840.625[经济管理—保险]