信用合作组织产生的历史逻辑与本质属性——基于政治经济学视角的解读  

The Historical Necessity and Essential Attribute of Credit Cooperative Organization

作　　者：宫国栋 周治富 

机构地区：[1]中国人民大学经济学院,北京100872 [2]招商银行博士后科研工作站,广东深圳518067

出　　处：《北京行政学院学报》2013年第6期80-83,共4页Journal of Beijing administration institute

基　　金：中国人民大学科学研究基金(中央高校基本科研业务费专项资金资助)项目(12XNH010)

摘　　要：信用合作组织是一种特殊的金融机构形态。从政治经济学的视角考察经济史,还原信用合作组织萌芽、产生及发展的基本历程,可以找到推动这一组织产生和发展的历史逻辑与演进动力,进而合理界定这一组织的本质属性。对于信用合作组织本质的一个合乎逻辑的推论是:一个国家或地区的信用合作组织能否健康发展取决于对其本质属性的坚持与否,这对厘清现阶段我国信用合作社的改革方向具有重要的启示意义。The credit cooperative organization is a very special form of a financial institution. Based on the perspective of political economy, this paper finds out driving force for development of the credit cooperative organization by reviewing in-depth economic history and developmental process of the credit cooperative organization and thus makes a reasonable definition of its essential attributes. A reasonable reasoning for the credit cooperative organization is： whether the credit cooperative organization in a country or region can be developed healthily or not depends on whether the essential attributes of the credit cooperative organization can be adhered to, which is of significance to set the direction for the reform in China＇s credit cooperatives union.

关 键 词：信用合作组织 罗虚代尔原则 现代金融 政治经济学 

分 类 号：F830.341[经济管理—金融学]