农村金融体系构建:加快我国城镇化发展的重要推动力  

Construction of the Rural Financial System:The Important Impetus in Accelerating China's Urbanization

作　　者：丁汝俊[1] 段亚威 

机构地区：[1]兰州商学院 [2]兰州商学院金融学院

出　　处：《财经科学》2014年第1期10-18,共9页Finance & Economics

摘　　要：加快我国城镇化发展是我国现代化建设的主要任务之一,而农村经济的发展对我国转变经济发展方式、扩大内需、保持经济持续发展具有重要作用。我国在城乡存款、贷款、金融资产总量以及金融中介机构数量中存在严重的"二元金融",所以,大力发展微型金融、规范民间金融秩序、"矫正"农村金融机构服务功能、构建多元化农村金融发展机制和立法,保证稳定的金融环境是构建完善的、普惠的、均衡的农村金融体系的主要内容,它的建立对打破农村金融抑制,提高农村金融对农村经济的支持力度,加快我国城镇化发展具有重要的推动作用。The urbanization in our country is one of the major mission of modemization, while rural economic development plays an important role in transfomfing the economic development pattem , expanding domestic demand and keeping the sustainable development. We realize the problems of deposits of urban and rural, credit, total financial assets and the number of financial institutions becoming more and more serious as the ＂dual financial ＂put forward and development. Through developing the microfinance, standardizing the finan- cial order, correcting the function of rural financial institutions, building a diversified rural financial develop- ment mechanism and ensuring a stable financial environment constitute of the main content of a perfect , inclu- sive , blanced rural fmancial system. It is created to break the rural financial repression, to improve rural fi- nancial efforts in supporting the rural economy and is becoming important impetus in accelerating the develop- ment of China＇s urbanization.

关 键 词：农村金融体系 城镇化 农村经济 

分 类 号：F832[经济管理—金融学]