我国职业运动员保险的现状与对策研究  

The Influence Factors and Countermeasure Study About Participating Insurance of Professional Athletes

作　　者：王金枝[1] 张梦洁[2] 

机构地区：[1]山西师范大学体育学院,山西临汾041000 [2]中央财经大学保险学院,北京100081

出　　处：《体育研究与教育》2013年第6期10-13,共4页Sports Research and Education

摘　　要：运用文献资料、案例分析等研究方法,对我国职业运动员保险的发展状况、影响因素以及完善对策进行了研究。结果表明:职业运动员的培养机制以及当前的体育保险体系,对运动员提供的保障是不充足的;我国职业运动员主要投保的险种相对简单,保险公司在核保时要求较为苛刻,费率也较高,制约了我国运动员保险市场的正常发展。The paper mainly adopts document research, individual analysis and other methods to discuss the development situation, influence factors and countermeasure study of Chinese Athlete Insurance. And the result shows that the security provided by cultivation mechanism of professional athletes and current sports insurance system are insufficient; and the types of insurances selected by Chinese professional athletes are comparatively simple and the underwriting requirement of insurance companies is tough. Meanwhile the rate is relatively high. These all restrict the normal development of our athlete insurance market.

关 键 词：职业运动员 社会保障 商业保险 

分 类 号：G80-05[文化科学—运动人体科学]