功能视角下我国农村金融产品与服务创新探究  

Research on the innovation of rural finance product and service innovation in China based on the financial function view

作　　者：李秀茹[1] 

机构地区：[1]厦门理工学院,福建厦门361024

出　　处：《延边大学农学学报》2013年第4期343-347,共5页Agricultural Science Journal of Yanbian University

基　　金：福建省教育厅A类社会科学研究项目(JA11242S);厦门理工学院引进人才社会科学研究项目(YSK09015R)

摘　　要：我国农村金融发展长期以来存在对农村经济发展支持不力的问题,主要表现为农村金融机构及农村金融产品与服务的有效供给不足。本文在新时期构建一个多元化、多层次、广覆盖、竞争性的农村金融体系的前提下,基于金融功能观视角探讨农村金融产品与服务的创新机制及方向。The problem of China＇s rural financial development is long-standing inefficiency support to rural economic development. That is lack of effective supply mainly for rural financial institutions and rural fi- nancial products and services. This paper research on innovation mechanism of financial functional view perspective of the rural financial products and services and direction based on the financial functional per- spective in the situation to establish of multi-level,diverse and wide coverage,and competitive structure of the rural financial service system.

关 键 词：金融功能观 农村金融产品 服务创新 

分 类 号：F832.35[经济管理—金融学]