农业保险缩小城乡收入差距的作用分析——基于动态面板模型的GMM估计  

Agricultural Insurance and the Urban-rural Income Gap——An Empirical Analysis based on GMM Estimation

作　　者：谭毅[1] 袁缘[1] 

机构地区：[1]中央财经大学,吉林长春100081

出　　处：《吉林金融研究》2013年第11期26-34,60,共10页Journal of Jilin Financial Research

基　　金：中央财经大学2012年研究生科研创新基金项目资助

摘　　要：现有研究普遍认为农村金融的发展能显著的促进经济发展和缩小城乡收入差距,政策性农业保险也是农村金融的重要组成部分。基于动态面板模型的系统GMM方法和2007-2011年中国农业保险数据,本文对农业保险与城乡收入差距进行了实证研究。实证研究结果表明:首先,农业保险发展能显著的缩小城乡收入差距。其次,农业保险发展与农村居民收入显著正相关,但与城镇居民收入不存在显著的相关关系。最后,农业保险发展与经济发展没有相关关系。研究结果还表明,城市化能显著地缩小收入差距,但教育、对外开放程度等可能会扩大收入差距。因此,加快农业保险发展是缩小城乡收入差距的可选路径。Existing literatures generally show that Rural Finance＇s development boosts economic growth and narrows urban-rural income gap, and agricultural insurance is one of most important parts in Rural Finance. Using the panel data of China from 2007 to 2011, this paper examines relationship between agricultural insurance and the urban-rural income gap by way of a dynamic panel model of the GMM estimation. The empirical results are as follows： Firstly, agricultural insurance＇s development significantly narrows urban-rural income gap. Secondly, agricultural insurance＇s development increases the income of rural residents. There is no significant correlation between the development of agricultural insurance and income of urban residents. This is the reason why agricultural insurance＇s development reduces urban-rural income gap. Thirdly, agricultural insurance＇s development correlated with economic growth, but not significantly. And finally, this paper also shows that urbanization significantly decreases the income gap, but education and openness may enlarge the income gap. Therefore, the policy implications of this paper are that we should put more efforts to support agricultural insurance for rural economic develovment.

关 键 词：农业保险 城乡收入差距 动态面板数据 SYS-GMM 

分 类 号：F842.6[经济管理—保险]