美国、德国、日本农地金融制度及经验借鉴  

The Implications of Farmland Mortgage Loan Models in the United States,Germany and Japan

作　　者：惠献波[1] 

机构地区：[1]沈阳农业大学经济管理学院,辽宁沈阳110866

出　　处：《南方金融》2013年第12期57-61,共5页South China Finance

基　　金：国家自然科学基金青年科学基金项目<农村土地经营权抵押贷款跟踪研究:供需;效果与机制分析>(项目编号:71203147);河南省科技计划项目<农村土地经营承包权融资问题研究>(项目编号:132400410220)的资助

摘　　要：农地金融是将金融与土地经营开发相结合的一种特殊金融形式,是金融产品和服务方式的创新,不仅对农村土地流转起到巨大的推动作用,而且是金融支持新农村建设的创新。美国、德国、日本等发达国家在农地融资方面已有较成熟的制度,在做法上也各具特色。本文介绍了上述国家农地金融制度设立的背景,比较分析了这些国家农地金融制度的贷款主体、融资模式、经营业务、资金来源及配套政策,由此得出对我国构建农地金融制度的启示。Farmland mortgage loan model is a special financial model combining To establish an effective land mortgage loan pattern is not only conducive to the development of China＇ s rural financial market system, but also helpful to solve Ihe problem that China＇ s rural financial development has lagged behind. The successful farmland mortgage loan models in Germany, the United States anti Japan are the inspiration for Chinese. Through the comparative analysis of the similarities and differences between the foreign farmland mortgage models conducted respectively by Germany, the United States and Japan, this paper puts forward stone suggestions for policy on the construction of farmland mortgage loan model in China.

关 键 词：农村金融 农地金融 金融创新 国际经验 

分 类 号：F831.1[经济管理—金融学]