个人旅游支付的典型模式及趋势展望  

The Typical Models and Development Tendency of Personal Tourism Payment

作　　者：胡抚生[1,2] 

机构地区：[1]中央财经大学金融学院,北京100081 [2]中国旅游研究院,北京100005

出　　处：《生态经济》2014年第3期163-167,共5页Ecological Economy

基　　金：国家社会科学基金重大资助项目"全面提升旅游业服务质量"(10zd&051)

摘　　要：随着散客化时代的到来,个人旅游支付方式呈现多元化的趋势。目前个人旅游支付主要有两种典型模式,一种是银行卡支付模式,另一种是第三方支付模式。银行卡支付模式包括线下银行卡支付和网上银行支付;第三方支付模式包括互联网支付、手机支付、旅游预付卡支付。不同旅游支付模式各有特点。从个人旅游支付长远发展来看,将会呈现服务功能更为全面,国际化程度进一步提高,实现区域、城乡、人群之间的全覆盖,线上线下深度融合发展的趋势。With the advent of independent tourist age, personal payment appeared diversification trend. The personal tourism payment has two typical models： one is bank card payment, the other is third-party payment. The bank card payment includes offline payment and online bank payment, and the third-party payment includes internet payment, mobile phone payment and tourism prepaid card. The different tourism payment models have its traits. In the long term, personal tourism payment will emerge some trends, it includes more comprehensive service functions, higher international level, achieves overall cover to all regions, urban and rural, crowds and online or offline amalgamation development in-depth.

关 键 词：旅游支付 典型模式 银行卡支付 第三方支付 

分 类 号：F592[经济管理—旅游管理]