论中国金融制度变迁中的国家模型与效用函数——及以信贷资金管理体制的变迁为例的解释  

The State Model and Utility Function During the Transition of China's Financial System

作　　者：林波[1] 

机构地区：[1]上海财经大学金融学院,上海200083

出　　处：《金融研究》2000年第12期45-55,共11页Journal of Financial Research

摘　　要：现有的关于中国金融制度变迁的文献对金融产权的结构与变迁给予了充分关注。但从制度存量观察 ,非国有金融安排起的作用是非常有限的。我们有必要扩展观察的视角 ,在更大的范围内观察并总结金融改革的经验教训。国家在制度变迁中的主导或引导作用是最关键的 ,其效用函数的结构和变动具有关键的意义 ,分析国家在金融方面的效用函数的结构与变动成为一条解释金融制度变迁的关键线索。本文提出了一个扩展性的金融方面的国家效用函数 ,并以信贷资金管理体制的变迁为例分析了国家效用函数的结构及其变动 ,从而预示了下一轮金融改革的突破口。同时表明 ,与其说是国家“自上而下”地设计或创造了制度变迁 ,不如说是国家引导了中国的制度变迁 。The existing literature on the evolution of Chinese financial system emphasizes the structure and changes of financial property rights.However, from the observation of current system,non-state-owned financial arrangements have very limited effects on institutional evolution.It is necessary for us to broaden the range of our viewpoints,so we can conclucde the experience and lessons in a wider scope.More importantly,the key clue is to examine the state′s action and it′s attention.In this study,we puts forward a more practical state model and utility function on financial institutional evolution to analyze its structure and changes when the reform is at a new phase.By applying the new model,we may examine the evolution of an important aspect of financial system,the management system of credit capital,and predicts the next step of financial reform.From abore analysis,we concludes:It is the government that leads, but not designs,the institutional change,and the current system is the reaction of subordinate institutions to the change of reformational scheme structured by government.

关 键 词：金融制度变迁 国家模型 国家效用函数 中国 信贷资金管理体制 

分 类 号：F832.2[经济管理—金融学]