城市依附、社会嵌入与金融产业集聚——基于中国城市面板数据的实证研究  

City Attachment, Social Embeddedness and Financial Industrial Clusters: An Empirical Study Based on Panel Data of Chinese Cities

作　　者：李大垒[1] 仲伟周[2] 

机构地区：[1]西北农林科技大学经济管理学院,陕西杨凌712100 [2]西安交通大学经济与金融学院,陕西西安710061

出　　处：《当代财经》2014年第3期48-60,共13页Contemporary Finance and Economics

基　　金：西北农林科技大学中央高校基本科研业务费专项资金项目(QN2011167);西北农林科技大学博士科研启动基金项目(201104050422)

摘　　要：世界上许多城市已经实现了金融产业的集聚式发展,并有效提升了城市的竞争力。为在中国范围内推广这种发展模式,以中心-外围模型和社会嵌入理论为理论分析基础,推导出金融产业集聚发展的影响因素,同时考虑中国不同地区的空间差异因素,对35个大中城市的面板数据进行了实证研究。结果表明,一个城市的金融业产值占GDP比重、职工平均工资、人均地区生产总值、工业产出水平、商业销售水平、财政支出水平、教育投入水平和位于东部地区等因素对该城市金融产业集聚发展具有正向影响,而居民储蓄水平则呈负向影响。为此,中国东部地区和中西部地区的城市应实施不同类型的金融产业集聚发展模式;应发展多元的金融组织体系,扩大经营规模和范围,获得更快更好的增长速度;政府应加大对城市金融产业集聚发展的政策引导和扶持力度;应营造良好的文化环境,提高员工的业务素质,培养和吸引优秀的金融建设人才。There are many cities in the world which have realized cluster development in their financial industry, thus their competitiveness has been effectively improved. In order to popularize this kind of develop- ment mode throughout China, this paper takes the core-periphery model and the social embeddedness theory as the basis for theoretical analysis and subsequently infers the factors influencing the cluster development of fi- nancial industry. Meanwhile, considering the spatial difference factors in different regions, it conducts an empir- ical study of the panel data from 35 large and medium cities in China. The results indicate that such factors as the proportion of financial industry output value in GDP, average wage of employees, regional GDP per capita, industry output level, commercial sale level, financial expenditure level, educational input level, location in the eastern region and so on in one city have positive effects on the cluster development of the financial industry in the city, while household savings level has negative effect. Therefore, the cities in the eastern, cen- tral and western regions should adopt different cluster development types for their financial industries. They should develop the multicomponent financial organization system and extend the scale and range of operation, so as to gain the faster and better growth speed. The governments should strengthen their policy guidance and support to the cluster development of urban financial industries, create favorable cultural environment, improve the business quality of the employees, and foster and attract excellent talents for the financial construction.

关 键 词：金融产业集聚 中心一外围模型 城市依附 社会嵌入 

分 类 号：F832.7[经济管理—金融学]