美欧消费者金融调查的主要做法及对我国的启示  

The Practices of Consumer Financial Survey in the U.S. and Europe and the Enlightenment to China

作　　者：王宏燕[1] 王兰芳[1] 马继洲[1] 

机构地区：[1]中国人民银行临夏州中心支行,甘肃临夏731100

出　　处：《西部金融》2014年第1期30-32,共3页West China Finance

摘　　要：美国和欧洲的消费者金融调查起步较早。本文整理了美国和欧洲消费者金融调查的主要做法,并对我国开展此项工作提出相关建议:进一步完善消费者金融调查内容,定期开展调查;加强对消费者金融调查的分析与披露;重视加强对消费者科学配置金融资产的引导。The consumer financial survey in the U.S. and Europe started relatively early. The paper compiles the practices of American and European consumer financial survey, and puts forward related suggestions for China to carry out the job such as further improving the contents of the consumer financial survey, carrying out the survey regularly, strengthening the analysis and the disclo- sure of the consumer financial survey, and paying attention to guiding consumers to scientifically allocate the financial assets.

关 键 词：金融消费者保护 消费者金融调查 

分 类 号：F830.31[经济管理—金融学]