县域城镇化影响因素的地区差异——基于金融视角的因子分析  

Regional Difference of the Factors Affecting Urbanization of County: An Factor Analysis based on Financial Perspective

作　　者：李润平[1,2] 

机构地区：[1]中国农业银行博士后工作站,北京100005 [2]北京大学经济学院,北京100871

出　　处：《金融理论与实践》2014年第1期13-18,共6页Financial Theory and Practice

基　　金：中国博士后科学基金面上资助项目(2013M530787);国家自然科学基金项目(71201143)

摘　　要：在目前我国县域城镇化程度呈现明显地区差异的背景下,研究其影响因素的地区差异具有重要意义。利用2010年《中国银行业农村金融服务分布图集》的县域数据,分区域对东中西部县域城镇化的影响因素进行因子分析,提炼出金融发展因子、产业结构因子、财政政策因子、农村金融因子和城乡收入差距因子等五个主成分因子,为构建县域城镇化的理论模型提供参考。同时,比较东中西部地区所提取主成分因子的异同,揭示了金融体系效率在县域城镇化中的地区差异,为政府和金融机构制定县域区域信贷政策提供实证支持。At present,the level of urbanization of county has appeared obvious regional differences .In this context, it is very significant to research the factors which affect the regional difference. With the data of 2010“China Banking Atlas of Rural Financial Services”, this paper uses factor analysis to ex-tract the principal-component factors which affect the urbanization of county in three regions divided in China. The result of study shows there are five principal components to be extracted as financial devel-opment factor, industry structure factor, fiscal policy factor, rural finance factor and urban-rural income gap factor, which will provide a reference to build a theoretical model of urbanization of county. Mean-while, by the comparison of similarity and difference of the principal-component factors extracted in three regions, it reveals regional differences of the efficiency of financial system which affect county ur-banization, which will provide an empirical support for government and financial institutions to develop regional credit policy in county.

关 键 词：县域城镇化 金融 地区差异 因子分析 

分 类 号：F832.3[经济管理—金融学]