小微企业征信体系的构建与完善  

Construction and Improvement of Small & Micro Enterprise Credit Reference System

作　　者：刘尧飞[1] 

机构地区：[1]南京师范大学泰州学院,江苏泰州225300

出　　处：《征信》2014年第1期36-38,共3页Credit Reference

基　　金：江苏省中小企业研究院招标课题(JSZXQY201203);中国贸促会"十二五"规划课题(CIECT-1202)

摘　　要：目前我国小微企业征信体系建设存在企业信用意识缺乏、征信法律体系不健全、征信监管体系不完善、企业信息分割严重等问题,应尽快提高小微企业的信用意识,构筑小微企业征信共享平台,完善小微企业征信法律制度,积极发展民营征信服务机构等,以完善我国小微企业的征信体系。At present, there are such problems for Chin＇ s SME credit reference system construction as lack of busihess credit awareness, imperfect legal system of credit reference, imperfect credit reference regulation system, seri- ous segregation in business information, etc. It＇ s necessary to improve business credit awareness in SME as soon as possible, build credit information sharing platform for SMEs, improve the legal credit reference system of SME, and actively develop the private credit reference agencies so as to improve SME credit reference system.

关 键 词：小微企业融资 信息不对称 征信体系 信用信息 

分 类 号：F832.4[经济管理—金融学]