我国保险经纪业的发展方向  

China insurance broking industry's development trend

作　　者：王光伟 孙杰芳[2] 

机构地区：[1]中铝保险经纪(北京)股份有限公司 [2]西北农林科技大学

出　　处：《特区经济》2014年第2期119-122,共4页Special Zone Economy

摘　　要：我国保险经纪业近年来有了长足的发展,但仍存在规模小、业务结构单一等问题,与国际保险经纪业存在较大差距。从整个保险市场体系、保险人和投保人的角度分析,保险经纪作为一种制度设计,其价值和作用是毋庸置疑的。国民经济的壮大、国民保险意识的提高、保险市场的竞争性加强、职能定位的逐渐明晰和监管的有利导向,为我国保险经纪业的发展提供了土壤。未来我国保险经纪业应不断拓展经营空间、坚持专业化经营并塑造诚信形象。China＇s insurance brokerage industry has made great progress in recent years, but there are many defects such as small-scale, single-structure, and there is a big gap with international insurance brokerage industry. From the perspective of the entire insurance market system, insurers and policyholders, we can see that insurance brokerage has an unquestionable value and role as an institution designed. The growth of the national economy, the raising of national insurance awareness, the strengthening of the competitive insurance market, the gradually clearing of the function positioning and the favorable orientation of the regulation provide the soil for the development of China＇s insurance brokerage industry. In future, China＇s insurance brokerage industry should continue to expand the business space, adhere to professional management and shape the image of integrity.

关 键 词：保险经纪 价值 发展 方向 

分 类 号：F842[经济管理—保险]