金融控股公司发展优势研究  

On Advantages of Financial Holding Companies

作　　者：徐文彬[1] 

机构地区：[1]北京信息科技大学,北京100192

出　　处：《开放导报》2014年第2期104-106,共3页China Opening Journal

基　　金：北京市:研究生教育提高-MBA会计学--金融风险管理课程实践与教学改革(项目编号:YJT201301)

摘　　要：目前我国商业银行信贷投放规模受限,证券业的不景气拖累了基金业和保险业发展。宏观调控下,银行、证券业出现的这种经营问题,对单一化、分业经营的金融机构冲击和影响巨大。金融控股公司发展的优势与宏观调控的整体思想相契合,为混业经营的金融控股公司带来了生机和发展的空间。China＇ s macro-economic control polieies ehange greatly during 2013, the main idea ean be summarized as “Adjust strutture, maintain stability and do sustainable development; adjust prices, control risk; optimize the allocation of financial resources： make good use of increments and Invigorated the stock; de-leverage, lower risk, build an upgraded version of the Chinese economy; There will not be a large economic stimulus policy during 2013.” Currently the credit availability from China＇ s eommereial banks is severely limited and IPO of securities industry has been suspended for more Ihan one year. The recession of securities indnstry has hindered development of the ftmd industt＇y and the insurance industry. In the paper we analyze in detail the operational problems and dilemmas of both banks and the securities indnstry, under macro-economic control and find it has a huge impael on the divided operational financial institutions. On Ihe other hand we claimed the six advantages of financial holding companies eoineide wilh Ihe idea of the macro-economic control policies and hence the mixed operational finaneial holding companies have a tremendous opportunity and immense space for development.

关 键 词：金融控股公司 宏观调控 优势研究 

分 类 号：F832.39[经济管理—金融学]