Microfinance Structure of Thailand  

作　　者：Ravipan Saleepon 

机构地区：[1]Srinakarinwirot University, Bangkok, Thailand

出　　处：《Chinese Business Review》2013年第12期807-813,共7页中国经济评论（英文版）

摘　　要：This paper was devoted to analyzing the structure of microfinance in Thailand. The theory of industrial organization （IO） was applied as a guideline to measure the degree of monopoly power in microfinance structure. The objective-of the study was investigation on Thai microfinance institution marketing structure by using Concentration Ratio （CR） and Herfindahl Hirschman Index （HHI）. The data of the study focus on the outstanding loans market share of microfinance institutions （MFIs）. The market share of the outstanding loans of MFIs from the largest to the smallest is as follows： Bank for Agriculture and Agricultural Cooperatives （BAAC）, Village Fund Cooperatives, Government Saving Bank （GSB）, Pawnshop, Self Help group： Saving Group, Commercial Bank, Self Help Group： Sudja Group and Isalamic Bank （IB）, respectively. It stated that CR by outstanding loans is as follows： Cr 1, 59.35%; Cr 3, 81.11%; Cr 6, 92.14%; and Cr 9, 94.37%. At the same time HHI is 0.38. Additionally, BAAC remains the majority MFIs even though there are the other MFIs available in the microfinance system. The main role of providing the microfinance services mostly derived from BAAC.

关 键 词：microfinance institutions （MFIs） market structure Concentration Ratio （CR） Herfindahl HirschmanIndex （HHI） 

分 类 号：F321.4[经济管理—产业经济] X322[环境科学与工程—环境工程]