家庭农场的种养殖物抵押贷款机制分析  

Mortgage Loan Mechanism of Planting and Breeding Species of Family Farms

作　　者：吴娟[1] 姚瑶[1] 贺超[1] 

机构地区：[1]北京林业大学经济管理学院,北京100083

出　　处：《安徽农业科学》2014年第9期2768-2770,共3页Journal of Anhui Agricultural Sciences

基　　金：中央高校基本科研业务费专项资金资助项目(BLX2-012 011)

摘　　要：家庭农场最直接的可抵押资产是种养殖物,种养殖物抵押贷款作为一种新型的担保融资方式,能够有效的解决农户融资难的现实问题。该研究针对我国种养殖物抵押贷款的实施情况,分析了家庭农场种养殖场抵押贷款的制约因素,并提出解决方案。其中着重分析了担保问题,提出了创新型担保方式,设立农业贷款信用担保中心的建议。The most direct assets that can be mortgaged in family farms are planting and breeding species. As a new approach of financing guarantees ,farmers can effectively solve the financing difficulties. Through analyzing the implementation of mortgage loan of planting and breeding species in family farms and analyzing factors restricting mortgage loan of planting and breeding species in family farms of China,it came up with innovative ways of guarantees and the establishment of credit guarantee center for agricultural loan.

关 键 词：种养殖物抵押贷款 家庭农场 担保融资 

分 类 号：S-9[农业科学]