江苏省银行业发展与经济增长关系实证分析  

An Empirical Study of the Relationship between Banking Development and Economic Growth of Jiangsu Province

作　　者：李业[1] 

机构地区：[1]中国建设银行江苏省分行直属支行,江苏南京210008

出　　处：《江苏经贸职业技术学院学报》2014年第2期5-8,共4页Journal of Jiangsu Institute of Commerce

摘　　要：依据金融发展与经济增长相关理论,以江苏省为研究对象,选取1995—2012年的年度数据,以实际人均GDP、银行业规模和银行业效率等变量来衡量经济增长与银行金融机构发展的关系。结果表明:江苏省银行业规模与经济增长之间呈正相关关系,而银行业效率与经济增长间呈负相关关系。基于实证分析结果,提出江苏银行业发展的相关建议。Based on financial development and economic growth theories, taking Jiangsu province as the research object, using the year data from 1995 to 2012, an empirical study has been made through variable factors such as per capita GDP, banking scale and banking efficiency to measure the relationship between economic growth and the development of banking and financial institutions. The results show that the scale of banking industry in Jiangsu has a positive correlation with economic growth, while the efficiency of banking industry has a negative correlation with economic growth. Based on empirical results, the author presents relevant suggestion for the development of Jiangsu banking industry.

关 键 词：银行业 经济增长 银行业规模 银行业效率 

分 类 号：F832.7[经济管理—金融学]