中国商业银行综合融资能力测度及影响因素分析  

Compare and Influence Factor Analysis of the Comprehensive Financing Capacity for China Commercial Banks

作　　者：粟芳[1] 初立苹[1] 

机构地区：[1]上海财经大学金融学院,上海200433

出　　处：《金融经济学研究》2014年第2期62-74,共13页Financial Economics Research

基　　金：上海财经大学博士研究生创新基金项目(CXJJ-2011-391);上海国际金融中心研究院资助项目

摘　　要：利用动态综合评价法、泰尔指数法和随机效应回归分析，深入研究了银行在2007—2012年间的综合融资能力及相关问题。分析结果表明，股份制银行的综合融资能力为行业头筹，且银行业存在“股权融资偏好”现象；各银行综合融资能力的差异主要来源于银行种类，说明制度壁垒严重地限制了各银行的融资能力。影响因素分析则表明，资本属性、是否上市、经营区域和人均GDP增长率、市场份额和资产规模显著地影响了银行的综合融资能力。In this article, the comprehensive financing capacities of bank were analyzed in 2007-2012, by employing the approaches of dynamic evaluation, Thayer index method and Random effects regression analysis. The results showed there was also＂ Equity Financing Preference＂ in China bank. Second, Stockholding Commercial Bank （ SCB ） performed very well in financial capacity, which was the best in banks. Third, the main reason of the differ- ence came from the different kinds of banks, which means regulation and government were the main factors to affect the comprehensive financing capability. At last,influence factor a- nalysis showed that Capital, List, Operation could increase the comprehensive financing asset size could decrease it. area and increasing rate of GDP per capital capability very much, while market share and

关 键 词：商业银行 综合融资能力 动态综合评价法 

分 类 号：F832.21[经济管理—金融学]