基于金融地理视角的区域金融发展差异的影响因素分析——以陕西和浙江的对比为例  

The Analysis on the Influencing Factors of Regional Financial Development Differences Based on the Perspective of Financial Geography——The Contrast between Shaanxi Province and Zhejiang Province

作　　者：李忠民[1] 刘妍[1] 胡晓曦[1] 

机构地区：[1]陕西师范大学国际商学院,陕西西安710062

出　　处：《西部金融》2014年第3期11-16,共6页West China Finance

基　　金：中央高校基本科研业务费专项资助项目(11SZYB45)成果

摘　　要：本文从金融地理学理论的角度出发,分析了影响区域金融发展差异的因素,并以此构建了影响金融发展差异因素的指标体系,在运用FAHP赋予指标权重的基础上建立模型,从而对陕西省和浙江省1992-2011年的省际数据进行回归分析。结论表明:经济因素对两省的金融发展影响都最为重要;人力资本、政策制度对浙江的金融影响大于对陕西金融的影响,而自然条件和历史人文对陕西金融影响大于对浙江金融的影响。即区域金融发展不均衡的原因具有显著的地域特征,弱化区域金融差异应因地制宜。From the perspective of financial geography theory, the paper analyzes the influencing factors of regional financial de- velopment differences, constructs the index system of influencing factors of financial development differences, sets up a model based on FAHP and makes the regression analysis by using the provincial data from 1992 to 2011 of Shaanxi province and Zhejiang province. The results indicate that economic factors have a most significant impact on the both provinces＇ financial development. The effect of human capital and institutional policies is more critical on Zhejiang＇ s financial development comparatively, while natural conditions and historical factors are the more important elements to the financial development of Shaanxi province than Zhejiang. Namely the causes of regional financial development imbalance show obvious regional characteristics, so measures should be taken to adjust to local conditions to weaken ＂the regional financial differences.

关 键 词：金融发展差异 影响因素 金融地理 

分 类 号：F830.5[经济管理—金融学]