农村小额信贷社会绩效评价研究——以南召县小额信贷扶贫社为例  

The Research on the Social Performance Evaluation of Rural Micro-credit——A Case of Nanzhao CountyMicro-credit Community

作　　者：邓国取[1] 车舒[1] 孟小雨 

机构地区：[1]河南科技大学管理学院,河南洛阳471002

出　　处：《西部金融》2014年第3期85-88,共4页West China Finance

摘　　要：本文以南召县小额信贷扶贫社为例,从金融机构、农业效益、农村效益三个层面确定小额信贷社会绩效评价指标体系,发现南召县小额信贷扶贫社社会绩效总值呈现出逐年递增趋势,但小额信贷对金融机构的影响是负面的。因此,要想提高整个小额信贷社会绩效评价的水平,要对金融机构的人均农村小额信贷总额增长率、农村小额信贷覆盖率、农村小额信贷总额增长率等因素做进一步的改进,以提升农村小额信贷社会绩效。Taking Nanzhao county micro-finance community as an example, the paper determines the micro-credit social perfor- mance evaluation index system from three levels such as financial institutions, agricultural efficiency and rural benefits, and finds that the total value of Nanzhao county micro-credit community social performance takes on a trend of increasing year by year, but the im- pact of micro-credit on financial institutions is negative. Therefore, the growth rate of total per capita rural micro-credit of financial in- stitutions, the coverage of rural micro-credit and the growth rate of total rural micro-credit should be improved to enhance the rural mi- cro-credit social performance.

关 键 词：农村 小额信贷 社会绩效 评价 

分 类 号：F830.31[经济管理—金融学]