农村家庭高等教育投资风险分析  

Analyses of the Risks of Investment by Rural Households to Higher Education

作　　者：乐志强[1] 周杨平[1] 

机构地区：[1]江西农业大学高等教育研究所,江西南昌330045

出　　处：《煤炭高等教育》2013年第3期56-58,72,共4页Meitan Higher Education

基　　金：教育部人文社会科学研究项目2011年度青年基金项目"农村家庭高等教育投资风险规避研究(江西案例)"(11YJC790074)

摘　　要：按照风险波及的范围分类,高等教育投资风险可分为系统风险和非系统风险两大类,具体包括教育质量风险、专业选择风险、就业风险、教育过度风险、个性风险、主体风险、预期收益风险等7种风险。依据此分类法,通过对江西省农村家庭的问卷调查,结合相关分析可以发现农村家庭已经具备一定的高等教育投资风险意识,并对农村家庭做出高等教育投资决策产生了一定影响。在7个高等教育投资风险的子因素中,"教育质量风险"、"就业风险"、"预期收益风险"对农村家庭高等教育投资意愿的影响很大。According to the influencing scope of risks,the risk of higher education investment can be classified to system risk and non-system risk.Specifically,risk of education quality,risk of major choice,risk of employment,risk of excessive education,risk of personality,risk of subject,risk of expected returns of education.Through the survey of the rural households in Jiangxi province and the correlation analyses,it is found that rural families have already been conscious of the risks of higher education investment,which influences the decision of rural households on higher education investment to some degree.Among 7 factors of risks of higher education investment,the risk of education quality,the risk of employment and the risk of expected return have a great effect on rural households＇ desire for higher education investment.

关 键 词：高等教育投资 风险 农村家庭 投资决策 影响程度 

分 类 号：F323.6[经济管理—产业经济]