金融波动、船舶融资约束与银行业选择  

Financial Volatility,Ship Financing Constraints and Banking Choice

作　　者：李丹[1] 

机构地区：[1]上海海事大学经济管理学院,上海201306

出　　处：《商业研究》2014年第5期51-54,共4页Commercial Research

基　　金：国家社科基金项目;项目编号:13BJY178;上海市哲社规划项目;项目编号:2012BGL005;上海市科研创新项目;项目编号:12YS070

摘　　要：来自对航运企业的调查结果表明目前银行贷款仍然是航运企业偏爱的融资手段,银行贷款主要的优势在于它的低成本、易取得、相对灵活的条款和条件,以及非敏感的商业信息披露。国际金融危机以来,来自对银行的调查结果表明银行业已经减少了船舶融资的业务量;银行更加重视船舶融资贷款的安全,而不太关心市场份额。本文对有关金融环境的变化对航运企业融资决策和银行业选择影响的探究,旨在为航运业融资提供参考。Findings from the shipowners , bank loan is still the preferred financing means of shipping companies , whose main advantages are its low cost , easy to obtain, relatively flexible terms and conditions , as well as non-sensitive com-mercial information disclosure .The survey results from the banks show that they have reduced the contact with the ship -building industry after financial crisis .In addition, the banking industry will pay more attention to the quality and safety of the loans , but does not care much about the market share .This paper explores the impact of fluctuations in the finan-cial environment on shipping corporate financing decision and the banking choice , aiming to provide reference for the shipping industry financing .

关 键 词：船舶融资 金融危机 银行选择 

分 类 号：F831.5[经济管理—金融学]