个人破产与民间借贷的文化分析——成中英教授访谈录  

On Personal Bankruptcy and Private Lending from Cultural Perspective —— An Interview with Chungying Cheng

作　　者：郭兴利[1] 成中英[2] 

机构地区：[1]淮阴师范学院政治与公共管理学院 [2]夏威夷大学哲学系

出　　处：《南京林业大学学报（人文社会科学版）》2014年第1期114-119,共6页Journal of Nanjing Forestry University(Humanities and Social Sciences Edition)

基　　金：江苏省高校哲学社会科学基金项目"赋予个人破产能力的法律价值之维"(2011SJB820002)

摘　　要：成中英教授认为:基于风险的多样性与潜在性,投资应该有合理比例,应该追求合理化而不是最大化的利润,投资人应该有超越于金钱的价值追求;小规模的民间借贷有其积极意义,通过破产来宣示经营失败一方面要注意保护债务人的人身安全,另一方面要防止债务人的恶意逃债,而这尤其需要注重改变中国传统文化中的借贷无契约的习惯,强调培养契约精神,通过契约来厘清各方责任。Professor Chungying Cheng holds that, given the diversity and potentiality of risks, investments, with reasonable proportion, are supposed to maximize rationalization instead of profits and investors should have value pursuit beyond money. Small-scale private lending has positive significance, but when bankruptcy is declared for business failure, debtors＇ safety should be guaranteed on one hand and the possibility of the spiteful evading should be prevented on the other. Therefore, it is particularly important to change the traditional common practice of private lending without a contract. Contract spirit should be developed and liabilities of each party should be clarified by contract.

关 键 词：成中英 C管理理论 个人破产 民间借贷 中国文化 

分 类 号：F832.4[经济管理—金融学]