农民养老模式选择意愿及其影响因素——基于甘肃146份问卷数据  

Farmers' choice desire for pension mode and its influencing factors: Based on the 146 questionnaires of Gansu province

作　　者：郝金磊[1] 

机构地区：[1]兰州商学院工商管理学院,甘肃兰州730000

出　　处：《湖南农业大学学报（社会科学版）》2014年第2期36-40,共5页Journal of Hunan Agricultural University(Social Sciences)

基　　金：国家社会科学基金项目(12BSH070);甘肃省社科规划项目(13YD049)

摘　　要：基于146份问卷调查数据,建立有序Probit模型对甘肃省农民养老模式选择意愿进行实证研究。结果表明:甘肃省农民倾向于选择以社会养老为主体的多支柱养老模式;年龄、健康状况、子女是否参与新农保、家庭人均年收入、社区养老政策宣传、养老需要提高生活质量等变量对其养老模式选择意愿正向影响显著;家庭子女人数及养老需要保障基本生活等变量则负向影响显著。According to the 146 questionnaires got in Gansu province, this article systematically analyses farmers＇ choice for pension mode by using the Ordered Probit Model. The author discovers that farmers tend to select the combination pension mode guided by social pension. In terms of measurable variables, such as age, health, children＇s participation in the new agricultural insurance, the annual per-capita income of family, pension policies propaganda in the community, the demand for improving life quality have positive influences on farmers＇ pension will, while number of children and the demand for a basic living have negative influences on farmer＇s old-age will.

关 键 词：农民 养老模式 选择意愿 有序PROBIT模型 甘肃 

分 类 号：C912.82[经济管理]