民营担保机构健康发展若干问题的探讨  

On Healthy Development of the Private Guarantee Institution

作　　者：王桂堂[1] 石婧雯[1] 

机构地区：[1]河南财经政法大学金融学院,河南郑州450011

出　　处：《天水师范学院学报》2014年第2期69-73,共5页Journal of Tianshui Normal University

摘　　要：信用担保机构的风险暴露问题是我国目前经济运行中的一个突出矛盾,导致矛盾产生既有市场约束失效的内在因素,也有制度安排不合理的外在因素。因此,我国的担保业要想健康发展,必须健全监管体系,强化行业监督管理,建立合理的银行与担保机构风险分担机制,健全相关配套制度与措施。Nowadays, one of the most obvious problems in the operation of China＇ s economy is the guarantee agencies risk exposure. The reasons that lead to the problems include internal reasons such as the failure of market discipline as well as some external factors such as unreasonable institutions. Therefore, in order to promote the healthy development of guarantee industry, we must improve the supervisory system, strengthen supervision management, establish a rational risk-sharing mechanism between ing systems. banking and guarantee industry and improve the relevant supporting systems.

关 键 词：信用经济 信用担保 担保体系 

分 类 号：F832.7[经济管理—金融学]