完善信用制度 促进消费信贷  

Consummate Credit System,Promote Consumer Credit

作　　者：刘银凤[1] 李小全 

机构地区：[1]南京金融高等专科学校,江苏南京211800 [2]江西金融职工大学,江西南昌330043

出　　处：《审计与经济研究》2000年第3期51-52,共2页Journal of Audit & Economics

摘　　要：近年来我国根据宏观经济发展需要 ,出台了一系列促进消费信贷的措施。由于目前消费信用制度不健全 ,阻碍了该项业务的开展 ,因此 ,只有建立社会化信用评估机构、完善个人消费信用制度、建立商业保险制度、健全社会法制、加强信用制裁 ,才能促进消费信贷业务的开展。Our government has set up a series of measures to promote consumer credit according to the need of developing macro economy resently.But this consumer credit system is incomplete,which hinders the development of this business.thus,we can only promote consumer credit transactions further through establishing socialized credit evaluation organizations,consummating individual consumer credit system,setting up commercial insurance system,completing social legislation and strengthening arbitration and enforcement on credit transactions.

关 键 词：消费信贷 信用制度 信用网络 中国 

分 类 号：F832.479[经济管理—金融学]