农户参与农业供应链内部融资的影响因素研究——基于江苏省阜宁县生猪供应链农户的调查  

Factors Influencing Farmers' Involvement in Internal Financing in Pig Supply Chain

作　　者：贺群[1,2] 周宏[1] 马媛媛[3] 

机构地区：[1]南京农业大学经济管理学院,江苏南京210095 [2]金陵科技学院商学院,江苏南京211169 [3]蚌埠医学院财务处,江苏蚌埠233030

出　　处：《南京农业大学学报（社会科学版）》2013年第6期49-56,共8页Journal of Nanjing Agricultural University(Social Sciences Edition)

基　　金：国家自然科学基金项目(71173109);南京农业大学中央高校基本科研业务费--新农村发展研究专题"新农村建设中农业经营方式转变研究"(XNC2012003);江苏省普通高校研究生科研创新计划项目(CXLX12_0304)

摘　　要：农户一直以来都面临信贷融资困境,传统的贷款服务模式至今难以解决农户的融资难问题,而农业供应链内部融资的出现为缓解农户融资难问题提供了一条有效的路径。基于江苏省盐城市阜宁县生猪供应链上263户养殖农户的问卷调查,采用Probit模型对影响农户参与供应链内部融资行为的因素进行实证分析,研究结果表明:在龙头企业愿意为农户提供内部融资的条件下,农户存在参与供应链内部融资的可能性。而且,风险厌恶型的农户、养殖规模越大的农户、受到银行信贷约束越大的农户参与供应链内部融资的可能性越大;农产品市场上预期的价格波动幅度越大,农户参与供应链内部融资的可能性越大;订单条款中保底收购加上随行就市的订单定价方式、企业返还农户部分经营利润的定价结算条款以及具有违约补偿条款能提高农户参与供应链内部融资的可能性。Farmers have been facing financing difficulties while the traditional loan service model is not an effec-tive solution to this problem;however,the emergence of agricultural supply chain financing to alleviate the farmer＇s financing problem provides an effective path. Taking advantage of the questionnaire survey on 263 households inthe pig supply chain in Funing County of Yancheng City in Jiangsu Province,an empirical analysis with ProbitModel on the factors affecting farmers＇participation in the internal financing in the supply chain was conducted.The results showed that：leading enterprises were willing to provide internal financing conditions for farmers andthere is a possibility of farmers involving in the internal financing in supply chain. Moreover,the possibility of therisk-averse farmers, large-scale farmers and bank credit constrained farmers to participate in the supply chain ofinternal financing is greater. The bigger,the price fluctuation of agricultural products on the market expected,themore farmers will participate in the supply chain. The pricing mode of orders fluctuating in line with market con-ditions and the pricing settlement terms of returning to farmers a part of operating profit as well as the possibilityof default compensation provisions all help to increase farmers＇participation in the supply chain of internal finan-cing.

关 键 词：农户 生猪供应链 供应链内部融资 影响因素 

分 类 号：F832.43[经济管理—金融学] F323.9