社会资本视角下微型金融与贫困居民收入增长研究  

Research on Microfinance and Poor Residents Income Growth in the Perspective of Social Capital

作　　者：李乔漳[1] 赵华斯 徐娟 步洋洋 廖秋宁 韦晓霞 姚林华 

机构地区：[1]中国人民银行百色市中心支行,广西百色533000

出　　处：《区域金融研究》2014年第5期19-23,共5页Journal of Regional Financial Research

摘　　要：本文利用百色市432户贫困农户的问卷调查数据对微型金融与贫困居民收入增长之间的关系进行了实证分析,结果显示:微型金融对百色市贫困居民收入存在直接影响,但影响程度较小;微型金融通过社会资本途径对提高贫困居民的收入水平作用明显。因此,应充分发挥微型金融在反贫困中的作用。On the basis of the questionnaire survey data of 432 Poor peasant households of Baise, this paper ana- lyzes the relationship between microfinance and poor residents income growth from the empirical perspective. The re- suits show that microfinance directly affect the income of Baise poor people, but the influence is small. Microfinance has an obvious effect to raise the income level of poor residents by social capital channel.Therefore, we should give full play to the role of microfinance in anti-poverty.

关 键 词：微型金融 社会资本 因子分析 

分 类 号：F830.6[经济管理—金融学]