居民住房财产对家庭收入的影响研究  

Study on the Influence of Housing Property on Family Income

作　　者：朱金霞[1] 吕康银[1] 

机构地区：[1]东北师范大学商学院,吉林长春130117

出　　处：《西安财经学院学报》2014年第4期45-51,共7页Journal of Xi’an University of Finance & Economics

基　　金：教育部人文社科规划项目(12YJA790094)

摘　　要：家庭的收入水平是家庭财富配置和增长的基础,住房财产成为家庭财富的重要组成部分,居民住房财产与家庭收入的互动关系研究具有重要价值。文章利用中国综合社会调查数据对居民住房财产对居民家庭收入的影响进行研究,并分析住房财产占有对高、低收入组家庭的不同影响。研究表明:住房财产的占有具有重要的收入分配效应,能够带来家庭收入的增长;住房财产的离散程度远远地大于家庭收入离散程度,居民住房财产占有的差距较大;低收入家庭的收入更多受制于家庭个体特征因素,高收入组家庭的收入更容易受住房财产影响,并进一步解释了住房财产占有带来的贫富差距扩大。The family income level is the basis of family property allocation and growth. Housing property has become an important part of family wealth; therefore, it is important to research the interaction relationship between the residents＇ housing property and household income. We study the impact of the residents＇ housing property to the household income, analyzing the different influence of the housing property on the high, low income family by Chinese General Social Survey （CGSS） The results show： Housing property has the effect of income distribution; housing property can bring the growth of household income; Discrete degree of housing property is far greater than family income, residents＇ housing property occupies has a larger gap; Low income family income is more likely to come from the family personal factors, and the high income group are more susceptible to the effects of the housing property, further explaining the expansion of housing wealth caused by the gap between the rich and the poor.

关 键 词：居民住房财产 家庭收入 贫富差距 马太效应 

分 类 号：F014.4[经济管理—政治经济学]